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Enter Medicare Supplement Insurance, often called Medigap. These private insurance plans work alongside Original Medicare (Parts A and B) to cover costs that Medicare doesn't pay for, such as deductibles, copayments, and coinsurance. With nine different plans available (A through L), each offering varying levels of coverage, finding the right Medigap plan can be a game-changer for many seniors. It's like adding an extra layer of armor to your healthcare shield.

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• Thirdly, some insurers offer multi-country policies. These are particularly useful for those who hop between several destinations during their travels. They streamline coverage and simplify administrative hassles, making them a popular choice for adventurous souls.